Government Loans

- Low Down Payment

- Bad Credit OK

- Access To Capital

- No Income Limits

- Bankruptcy OK

- Quick Approvals

Conventional Loans

- Down payment as low as 3%

- Available in Fixed Rate or Adjustable Rate (ARMs) options.

- Many loan term options available.

- No monthly mortgage insurance with a down payment of at least 20%.

- Can cancel existing mortgage insurance at 80% LTV.

Jumbo Loans

- It is a non-conforming loan, which simply means that the amount you want to borrow is over $647,201.

- You can buy the house of your dreams with a bigger price tag.

- Buy a home in a highly desirable real estate market.

Foreign National Loans

Fixed Rate Loans

- Your payment won’t change through the life of the loan.

- Great for those planning on staying in their homes for at least 5-10 years.
 

Adjustable Rate Mortgage loans (ARM)

- ARMs payments are usually lower than a 30-year fixed rate.

- Can reduce your monthly payment significantly.

Bank Statement Loans

Qualify for a mortgage using 12 months of Bank Statements

- Loans to $3M

- Cash Out Refi to $2M

Usable Assets

- Bank Statements

- Stocks & Bonds

- 401k

- Mutual Funds

Conventional Loans

Qualify for a mortgage using 12 months of Bank Statements

- Loans to $3M

- Cash Out Refi to $2M

Usable Assets

- Bank Statements

- Stocks & Bonds

- 401k

- Mutual Funds

Investor Loans

- No Tax Returns Required.

- No employment required.

- No income required.

- No debt to income ratio calculated.

- Cash flow based on subject property.

- SFR, Condo, 1-4 unit.

- Maximum loan is $2.5M (Purchase and rate/term).

Commercial Loans

- Down payment as low as 10%

- Available in Fixed Rate or Adjustable Rate (ARMs) options.

- Many loan term options available.

- No monthly mortgage insurance.

- Loans up to 5 million.