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Loan Types

Are you ready to get the loan?

We'll help you choose the best option.

Ready To Begin Your Loan Application?

Types of Loans

Government Loans

- Low Down Payment

- Bad Credit OK

- Access To Capital

- No Income Limits

- Bankruptcy OK

- Quick Approvals

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Conventional Loans

- Down payment as low as 3%

- Available in Fixed Rate or Adjustable Rate (ARMs) options.

- Many loan term options available.

- No monthly mortgage insurance with a down payment of at least 20%.

- Can cancel existing mortgage insurance at 80% LTV.

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Jumbo Loans

- It is a non-conforming loan, which simply means that the amount you want to borrow is over $647,201.

- You can buy the house of your dreams with a bigger price tag.

- Buy a home in a highly desirable real estate market.

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Foreign National Loans

Fixed Rate Loans

- Your payment won’t change through the life of the loan.

- Great for those planning on staying in their homes for at least 5-10 years.
 

Adjustable Rate Mortgage loans (ARM)

- ARMs payments are usually lower than a 30-year fixed rate.

- Can reduce your monthly payment significantly.

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Bank Statement Loans

Qualify for a mortgage using 12 months of Bank Statements

- Loans to $3M

- Cash Out Refi to $2M

Usable Assets

- Bank Statements

- Stocks & Bonds

- 401k

- Mutual Funds

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Conventional Loans

Qualify for a mortgage using 12 months of Bank Statements

- Loans to $3M

- Cash Out Refi to $2M

Usable Assets

- Bank Statements

- Stocks & Bonds

- 401k

- Mutual Funds

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Investor Loans

- No Tax Returns Required.

- No employment required.

- No income required.

- No debt to income ratio calculated.

- Cash flow based on subject property.

- SFR, Condo, 1-4 unit.

- Maximum loan is $2.5M (Purchase and rate/term).

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Commercial Loans

- Down payment as low as 10%

- Available in Fixed Rate or Adjustable Rate (ARMs) options.

- Many loan term options available.

- No monthly mortgage insurance.

- Loans up to 5 million.

Testimonials

I have great expiriences. Nothing but great comments about the customer service. I highly recommend them... thanks.

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Jenny Couso
Google+

WOW what a GREAT company to work with. If you're looking for exceptional customer service, an awesome professional team who will get the work done for you, COME HERE. I was helped by Norma Carballo and I recommend her ...

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Laura Gonzalez
Google+

I've financed two homes with this company already. Great customer service. They guide you through the entire loan process to make it as easy as possible for the customer. Will definitely continue doing business with this company in the future.

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Silverio Gomez
Google+